The banking and finance team has over ten years of experience working within the complex and demanding regulatory environments of Bosnia and Herzegovina, Croatia, Macedonia, Montenegro and Serbia. The team is proud of its comprehensive understanding of the ever-changing legislative framework and practical and pro-business approach. Our banking and finance specialists have a good professional relationships with the relevant financial authorities and regulators and cooperate with them on a regular basis. As established LMA (Loan Market Association) members and pioneers in local practice development, Karanovic & Nikolic worked on the first syndicated loan facilities in the region, and also handled the first financial derivatives transactions on the market. From within the firm, there is a solid understanding of the mutual differences in regional development, and we are striving to bridge both legislative and practical gaps between local jurisdictions and EU/OECD member countries.